Family dynamics can be complex. Safety and liquidity are often key concerns of family members. Family wealth needs to be available for the current generation while providing the potential for mitigating risk and providing growth for future generations. 

We can begin by assisting the office in creating an appropriate Investment Policy. Our investment professionals can meet with and prepare specialized reports for the office manager and individual family groups, assist with cash flow planning or help create funding plans for special needs. As life changes occur, we can advise and refer family members to trustworthy experts for estate planning, legal, tax or other complex issues.

We also partner effectively with the existing team of advisors serving the family.

Members of our fixed-income team are specialists in managing investments for insurance companies, some of them having begun their careers in the industry. Our experience in selecting fixed-income securities, an important component in an Insurance Company’s portfolio, runs deep. In fact, in the 1930s Mairs & Power’s initial investments were primarily distressed railroad bonds.

We’ve built on that legacy to create a team of investment managers, analysts and a dedicated trader, who understands your fiduciary requirements for risk/return, liability and cash flow. We typically design portfolios with small equity and large fixed-income sleeves to support your asset/liability match.

For our institutional accounts, we invest directly in corporate, agency, government and municipal bonds, not funds, so that we can manage liquidity, duration, and maturities to meet your growth and liquidity needs. We rely on our internal credit research and analysis, investing assets to match the requirements of the insurance product.

As a steward of your organization’s funds, you need an asset manager who understands your organization's mission and unique needs. As your partner, we’ll review and advise you on your investment policy to ensure adherence to your risk tolerance while carefully considering long/short term goals, operating budget, cash flow and credit needs, mandated corpus distributions and tax status.

Many of our professionals have served on boards or investment committees and are familiar with governance and return requirements. As active members of the Twin Cities community, we are familiar with many cause-driven organizations and their missions.

As a business owner, you have a great responsibility to your employees. As an independent employee-owned firm, we understand your challenges and responsibilities.

We look forward to building a strong relationship with you and are available for sessions with your employees and management team. If needed, we can assist with creating an investment policy for your corporate account. We believe our focused long-term investment approach makes our strategies attractive for building wealth over the long term.

Our role as a fiduciary aligns squarely with the fiduciary duty of a corporate trustee.

As an institution, you will appreciate our tax-sensitive, low-cost, long-term growth strategy that is managed within a conservative investment framework.This approach has aided trust beneficiaries for many generations.

While we don't serve as trustee, we are familiar with many trust administration, trust accounting and other issues involved in managing trust assets.

We have provided investment counsel to C-Corporations,* S-Corporations* and Employee Stock Option Plan (ESOP) owned companies as well as ESOP company owners establishing Internal Revenue Code (IRC) Section 1042 Qualified Replacement (QRP) accounts.

*Generally, all for-profit corporations are automatically classified as a C-Corporation unless the corporation elects the option to treat the corporation as a flow-through entity known as an S-Corporation. An S corporation is not itself subject to income tax; rather, shareholders of the S corporation are subject to tax on their pro rata shares of income based on their shareholdings.